EOFY tax timing
EOFY Printer Lease and Tax Deduction Guide for Australian Businesses
Operating-lease printer payments are generally fully deductible as a business expense in the financial year they are paid. If you are buying or replacing a printer this EOFY, the lease structure usually beats a capital purchase on cash flow and deduction timing.
Enquired on Monday and had a printer installed by Friday. Fast, easy, and exactly what we needed.
We have been using Global Document Solutions for about eight years now and would not go anywhere else.
Lock in your EOFY printer lease before 30 June
From $189/month ex GST · 36 to 60 month term · maintenance and genuine toner included.
No obligation · Same business day response Mon to Fri · Your lease never auto-renews without your written sign-off.
Quick formFor Australian businesses buying or leasing a printer before 30 June, an operating-lease structure typically makes the monthly payment fully deductible as a business expense in the year it is paid (consult your tax adviser for your circumstances). Leases start from $189/month ex GST on a 36 to 60 month term, with maintenance, genuine consumables, and remote diagnostics included for the contract term.
What happens if you wait
- Lease payments made before 30 June fall in the current financial year for deduction purposes.
- Device delivery and install is typically within 10 business days of a confirmed lease order. Allow around two to three weeks including finance approval, so start the conversation in early June.
- Locking in a lease at this year's pricing removes the risk of mid-year price changes affecting next year.
Desire
Predictable monthly cost, not a big capital hit
Buying a machine outright is a large upfront cost. Leasing spreads it into a flat monthly figure from $189/month ex GST, so your cash flow stays steady and easy to budget.
Illustrative timing only. The bars show when money goes out, not a total. Total cost depends on the term, device and finance provider, and is confirmed in writing when the lease is signed.
Get my lease quoteLease vs capital purchase: tax treatment at a glance
Operating lease: monthly payments are generally treated as a fully deductible business expense in the year paid. Cash flow impact is spread over the term.
Capital purchase: deduction is normally claimed via depreciation over the device useful life under the capital allowance rules (Section 40 of the Income Tax Assessment Act 1997). Faster write-off may be available under instant asset write-off rules where eligible. Check the current threshold and your business turnover with your tax adviser.
GST is claimed on lease payments as they are paid (assuming the business is GST-registered). On capital purchase, GST is claimed up-front.
Why time the decision before 30 June
Lease payments made before 30 June fall in the current financial year for deduction purposes.
Device delivery and signed lease need to be completed in time for the first payment to fall in this financial year. Delivery and install is typically within 10 business days of a confirmed lease order, so allow around two to three weeks including finance approval.
Capital write-off thresholds change between financial years. Locking in before 30 June removes the uncertainty.
Important caveats
This guide is general information only. Every business has different turnover, structure, and tax circumstances. Talk to your accountant or tax adviser before deciding.
Operating lease vs finance lease vs hire purchase have different tax treatments. The leases LeasemyPrinter offers are typically operating leases. Confirm in writing with your finance company.
The instant asset write-off threshold and eligibility rules are set by the ATO and change between financial years. Check the current threshold at ato.gov.au.
Interactive · Plan your changeover
How long until end of financial year?
Lease payments are generally a tax-deductible operating expense for Australian businesses. To have a lease in place this financial year, work back from 30 June.
—
days until 30 June
- Step 1
Today
You start here.
- Step 2
Request a quote
We turn around a tailored quote in under 2 minutes.
- Step 3
Choose & sign
Pick the device that fits and sign the lease.
- Step 4
Delivery & install
Installation scheduled to land before your date.
*Check with your accountant. Lease tax treatment varies by business structure, turnover and current ATO rules.
Start before 30 JuneReady to lock in your eofy tax timing lease?
Request a tailored quote in under 2 minutes.
Frequently asked questions
- Is a printer lease tax deductible in Australia?
- Operating-lease printer payments are generally treated as a fully deductible business expense in the year paid. Confirm the specifics with your accountant or tax adviser based on your business turnover, structure, and tax circumstances.
- What is the instant asset write-off threshold this year?
- The instant asset write-off threshold and eligibility rules are set by the ATO and change between financial years. Check the current threshold at ato.gov.au and discuss eligibility with your tax adviser before relying on it.
- Lease vs buy: which is better for tax?
- Both have valid use cases. Lease usually wins on cash flow (spread over the term, no up-front capital) and is simpler from a deduction standpoint. Capital purchase may win if eligible for instant asset write-off and you have available cash. Run both scenarios with your accountant on your actual numbers.
- What if I sign before 30 June but the device is delivered after?
- The lease payment timing follows the lease commencement date. Most operating leases start payments from the install / commencement date, not the signing date. Confirm with your finance company whether you can pre-pay a first month before 30 June if that is the goal.
Print security and procurement: the numbers behind a smarter print lease
Independent, sourced data on why a managed, single vendor print fleet matters and how the lease versus buy decision is treated for tax.
Each figure links to its source.
Australian businesses are small
97.3%
Of Australia's 2,729,648 actively trading businesses were small businesses with fewer than 20 employees at 30 June 2025, the segment a printer lease is built for, trading a large upfront purchase for a predictable monthly cost.
Source: Australian Bureau of Statistics · ABS Counts of Australian Businesses, 30 June 2025 (n = 2,729,648)
Print related data loss
56%
Of organisations reported at least one print related data loss in the past year.
For medical, legal, accounting and local government offices, an unmanaged printer that stores and routes confidential documents is a genuine exposure.
Source: Quocirca Print Security Landscape 2025 · Quocirca, July 2025. International survey of 400 IT decision makers (US and Europe)
ATO instant asset write off, 2025 to 2026
$20,000
If you buy equipment outright, eligible small businesses with an aggregated annual turnover under $10 million can immediately deduct the business portion of eligible assets costing less than $20,000, where the asset is first used or installed ready for use between 1 July 2025 and 30 June 2026.
Genuine operating lease payments are instead deductible as a business expense each period.
General information, not tax advice. Confirm the right structure for your situation with your accountant.
Source: Australian Taxation Office · Australian Taxation Office, 2025 to 2026 income year